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How should co-operative banks deal with the negative rates dilemma?

A small German co-operative bank, Raiffeisenbank Gmund, has introduced a negative interest rate on deposits. Well,…

Should co-ops call themselves social enterprises?

It is often assumed that co-operatives are social enterprises – but this is still subject of…

What lessons can the UK learn from Germany’s co-operative banking sector?

Co-operative banks make up about two thirds of all German retail banks, and have a broad…